Engaged partners and newlyweds looking to purchase a house probably don’t want a hard conversation on monetary dilemmas in the front of a loan officer.

But that’s exactly exactly what it may turn into if a person of these has credit that is bad here is the very first time they’re studying each other’s credit scores.

“Opposites attract. It’s pretty normal, ” says Brian Koss, executive vice president of Mortgage Network in Danvers, MA.

A bad credit rating can make it hard to be eligible for home financing and that can end in a greater mortgage rate on a mortgage, outright denial of that loan, or a smaller sized loan.

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